Privacy Policy

Last updated: July 31, 2026

MortgagesForHouses.com ("we," "us," or "our") is operated by Curtis Christensen, Mortgage Loan Originator (NMLS #156825) at Utah Mortgage (NMLS #1432672). This Privacy Policy describes how we collect, use, and protect your personal information when you visit our website or submit information through our forms.

1. Information We Collect

We collect information you voluntarily provide when filling out forms on our site, including:

• Name, phone number, and email address
• Financial information such as income, monthly debts, and down payment savings
• Credit score estimates
• Property address (for existing homeowners)
• Location preferences (state and city)

We may also automatically collect certain technical information when you visit our site, including your IP address, browser type, and pages visited, through standard web server logs and analytics tools.

2. How We Use Your Information

We use the information you provide to:

• Contact you regarding your mortgage or home equity inquiry
• Calculate estimated home buying power based on FHA lending guidelines
• Identify loan programs, grants, and down payment assistance you may qualify for
• Connect you with a licensed mortgage professional in your state
• Improve our website and services
• Comply with applicable laws and regulations

3. Google Ads & Analytics

We use Google Ads to advertise our services. Google may use cookies and similar technologies to show you ads based on your visits to our site and other sites on the internet. You can opt out of personalized advertising by visiting Google's Ad Settings.

We may use Google Analytics to understand how visitors use our site. Google Analytics collects information anonymously and reports website trends without identifying individual visitors. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.

4. Cookies

Our website may use cookies — small text files stored on your device — to improve your browsing experience and enable certain functionality. You can control cookie settings through your browser. Note that disabling cookies may affect some site functionality.

5. TCPA Consent & Communications

By submitting a form on our website, you consent to be contacted by a licensed mortgage professional via phone, text message, or email regarding your inquiry, even if your number is on a Do Not Call registry. Message and data rates may apply. You may opt out of text communications at any time by replying STOP.

6. Information Sharing

We do not sell your personal information to third parties. We may share your information with:

• Licensed mortgage professionals who may assist with your loan inquiry
• Service providers who help operate our website and forms (such as Web3Forms for form submission)
• Regulatory or legal authorities when required by law

7. Data Security

We take reasonable measures to protect your personal information from unauthorized access, disclosure, or misuse. Our site uses SSL encryption (HTTPS) to protect data transmitted between your browser and our server. However, no method of internet transmission is 100% secure.

8. Your Rights

You have the right to:

• Request access to the personal information we hold about you
• Request correction or deletion of your personal information
• Opt out of marketing communications at any time

To exercise these rights, please contact us using the information below.

9. Children's Privacy

Our website is not directed to children under the age of 13. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated date. Your continued use of our site after changes are posted constitutes acceptance of the updated policy.